I have this great idea! I am going to purchase gift cards to the Grocery Stores that I shop at to help me budget my groceries even better!
I average about $30-$50 on groceries each week. I plan to purchase $150 in gift cards from Giant and $50 from Wegmans at the beginning of each month. (this won't get me very far at Wegman's - it will be a very good test, tho!)
The important part is that we will still earn miles on our credit card with the purchase of the giftcards, but we will be held to a strict budget by using the giftcards Once the gift cards are gone, I can't shop any more. I'll have to make them stretch.
This will replace my old method - cash. Cash for groceries worked for us, but this new plan will cut out a trip to ATM each week and will save me from the frivolous purchases I'd make just because I had cash in my wallet.
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