Month 2 Re-cap (April)

We had our budget meeting last night and planned all expenses for the month of May and reconciled those from April. We came in under budget on most expenses, but had a few unexpected events come our way. Bobby didn't realize his car was due for inspection, so he had to have that done when he went for a planned oil change. Luckily, we came in $100 under budget in gas this month and it all worked out. Also, the kids were sick, which meant co-pays and prescriptions. Most of our medical expenses are reimbursed, so it was just a matter of paying up front (check card) until the money was put back into our account. I keep a cushion in the checking acct for unexpected events like these.
We had Easter dinner at our house, and the kid's baskets were filled to the brim. We even took the kids out for ice cream a few times and we were able to make a donation to the MDA for a fundraiser at Robert's school.
Our yard sale was a HUGE success. We brought in close to $350 in one weekend. I was left with a few things that I will likely list online to make a few extra bucks.
In May, we have budgeted to do some yard work. I have hopes and dreams of building a deck out back, but it's a big expense that will have to wait until the debt is gone. I am helping to throw a bridal shower for Bobby's sister this month and also taking her for a spa day at the end of the month.
May will be busy. It will also be a challenge for our budget. But we will get through it. Most importantly we are not creating any more debt and living within our means. The plan for May is to pay the same amount to debt as last month. This may or may not be possible depending on how the month goes. We have been super-strict since we started this program, and it's paying off - literally.

As an aside... today Robert saw me making a purchase online with my debit card. He said "ohhh, a credit card. Mommy, you are very lucky." It was then that I had my first financial talk with my 4 year old son. I explained to him that credit cards can get you in trouble and Cash is King! He seemed confused. I am sure he'll understand once he starts getting an allowance.